Terms and Policies

Terms & Conditions

By using our website and purchasing any of our products or services, you agree to the following terms and conditions. These terms apply to all users of the site and purchasers of our courses, materials, and other offerings.

You must be 18 years of age or older to purchase any of our courses or services.
All payments must be completed before accessing any paid course materials or services.
Sharing of login credentials or course materials is strictly prohibited.
Courses are delivered digitally, and access is granted through our website or mobile app.
We reserve the right to suspend or terminate access to any user who violates these terms.
Any attempt to copy, distribute, or modify course materials without permission may result in legal action.

These Terms & Conditions are subject to change at any time. It is your responsibility to review them periodically.

Privacy Policy

Your privacy is important to us. This policy outlines how we collect, use, and protect your personal data when you visit our website or use our services.

We collect personal information such as your name, email address, and payment details when you sign up for a course or make a purchase.
This information is used for payment processing, account creation, and to provide you access to our services.
We do not share your personal information with third parties except where necessary to provide our services (e.g., payment processors).
We use cookies and tracking technologies to improve user experience and analyze traffic on our site.
Our site and app may contain links to external websites. We are not responsible for the privacy practices or content of those sites.
You have the right to request access to, correction of, or deletion of your personal data. To exercise this right, please contact us.

By using our site and services, you consent to the collection and use of your data as described in this Privacy Policy.

Returns & Refund Policy

At APT Study, we aim to ensure that our students are satisfied with the courses they purchase. However, due to the nature of digital content and educational services, we have a strict no-refund policy.

No refunds are provided after the course or product has been purchased and access has been granted.
We do not offer refunds or exchanges on any course materials, including downloadable files, videos, or notes.
If you encounter any issues with accessing the course or materials, please contact our support team immediately, and we will assist in resolving the issue.
In rare cases, if technical issues prevent you from accessing the course, and the issue is on our end, we may consider a partial refund.

Please review all course details carefully before making a purchase.

Disclaimer

The information and content provided by APT Study are for educational purposes only. While we strive to provide accurate and up-to-date content, we make no guarantees regarding the results or outcomes of our courses. Success in professional exams depends on the effort, dedication, and application of each individual student.

All course materials are intended to aid in learning and exam preparation but do not replace official textbooks or materials provided by professional organizations such as ICAI, ICSI, etc.
APT Study is not responsible for any direct or indirect consequences of applying the techniques, advice, or strategies discussed in the courses.
We do not guarantee any specific result or outcome from the use of our educational materials or services.

By purchasing or accessing our services, you acknowledge that APT Study is not liable for any outcomes resulting from your participation in our courses.